Use It, Don’t Lose It: How To Spend Your HSA and FSA Money Before It Expires

Feeling good in your body shouldn’t feel out of reach, so if getting to a healthier weight is part of your wellness goals, Weight Loss by Hers helps you take that first step. You start by filling out an online assessment, which a licensed medical provider will review to get to know you — your health history, lifestyle, and desires. If you’re eligible, you’ll have access to prescription options like GLP-1 injections or oral medication kits, each part of a personalized plan built to fit seamlessly into your everyday routine. From there, your care team stays by your side with ongoing virtual check-ins, helping you adjust, stay accountable, and celebrate your progress along the way. Think of it as self-care that pays off, since both weight loss options are FSA/HSA eligible.*,**

Katie’s favorite skincare tool uses red, blue, and combo light to target everything from fine lines to breakouts. The light penetrates deep into your skin to heal it from the inside out, stimulating cellular activity to reduce inflammation, improve circulation, accelerate healing, and increase collagen production. Those biochemical reactions can lead to glowing skin beyond the time spent under the light.

You can use tax-advantaged dollars to upgrade your specs every year, if you’re the type of person whose style (or vision) constantly shifts. Caddis accepts both FSA and HSA funds (some brands only accept one or the other), and their frames start at $95, so you can snag a pair without having to spend everything in your account all at once.

When it comes to locking in moisture, nothing does it quite as well as good old Aquaphor. It’s a staple on our desks and nightstands — perfect for dry lips, cracked hands, and pretty much anything else that needs moisture.

This gentle powerhouse cleanses, calms, and somehow heals skin like it graduated med school. Breakouts, bug bites, peeling sunburns — it tackles them all with calm, cooling efficiency.

Do you hate wearing anything on your wrist? Try the stylish yet functional Oura ring instead. It tracks your activities, energy level, menstrual cycle, and sleep patterns, all of which you can view on the brand’s handy app. The titanium construction is hypoallergenic and tough enough for everyday use, plus it’s available in 10 sleek finishes.

Do you have a snoring partner (or are you the one snoring at night)? It could be a sign of sleep apnea, which roughly 30 million people in the U.S. have — but only 6 million get a diagnosis. Taking an at-home test is more affordable than going to a hospital for one, and these tests are often FDA-approved, which guarantees a certain level of accuracy. Lofta’s costs only $189, and you’ll get to sleep in the comfort of your own bed while taking it.

We spend a lot of time sitting, which does a number on our spines. If you suffer from hip, neck, or back pain, it could be because your spine is compressed. This decompression table works similarly to a chiropractor, gently stretching your spine to relieve pinching and pressure on nerves. It also has heat and massage settings to loosen up tight muscles. Commerce editor Katie P. has one and uses it nearly every day. “The first time I used it, I saw stars in the best way possible,” she says. “I could feel my spine lengthening, and I was so relaxed I nearly fell asleep on the thing.” 

For cranky or stiff muscles, targeted percussive therapy can help. We’ve gushed about the Theragun Mini for years because it’s easy to use, extremely portable, and amazingly effective. Simply hold it over any sore spots and let it work out the knots for you.

Those with sensitive skin, like Katie, know that not all lotions are made equal. Katie swears by Eucerin because it doesn’t cause her eczema to flare up, and it leaves her feeling moisturized rather than greasy. 

Yes, we know you’re not supposed to stick cotton buds in your ears, but if that’s right, why does it feel so good? If you’re someone who can’t resist cleaning the insides of your ears, at least do it more safely with this camera device that allows you to see in the ear canal to ensure you aren’t accidentally damaging your sensitive eardrums or shoving wax further in there. 

Toe separators aren’t sexy, but they really do work to relieve pain from bunions and toe rubbing. Because these are latex-free, they won’t irritate those with an allergy, and they stay in place all day long without the use of adhesive.

Those who run hot or suffer from hot flashes caused by menopause might be surprised that this tiny gadget can literally help them keep their cool. When you start to feel hot, just press a button on the bracelet and it’ll deliver a cooling sensation to the inside of your wrist, which should make you feel cool all over. When you feel cold, it can also deliver warmth, keeping your teeth from chattering in cold offices or chilly restaurants. If only there were a button like this for every feeling.

Formulated with a unique active ingredient, LUMIFY selectively reduces redness caused by minor irritations, working in minutes to reveal brighter, clearer eyes — all with a lower risk of rebound redness or common side effects. It’s a smarter kind of eye drop that your peepers will thank you for using.

Even with a dozen phone alarms, your meds still slip your mind? This smart pill dispenser has your back. It sends gentle reminders — think beeps, buzzes, and flashes — to nudge you when it’s time to take your medication. Consider it your personal (and patient) accountability partner, helping you stay on track even when life gets chaotic.